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Development finance for ground-up projects

Finance My Development

Specialist development finance for ground-up construction projects, conversions, and refurbishments — from small residential schemes to large commercial developments.

Available Solutions

7 finance products

Browse our specialist development finance products below.

£100,000 – £25,000,000

Development Finance

Funding for ground-up construction projects. Finance covers land purchase and build costs, with interest often rolled up until completion.

Up to 65% of GDV 100% of build costs possible Interest rolled up
Loan Range
£100,000 – £25,000,000
Terms
6 – 24 months
Apply
£100,000 – £25,000,000

Ground-Up Development Finance

Finance for building from the ground up — from land acquisition through to construction and completion.

Land purchase and build costs covered Funds released in tranches Project monitoring
Loan Range
£100,000 – £25,000,000
Terms
12 – 36 months
Apply
£50,000 – £10,000,000

Conversion Finance

Finance for converting existing buildings — barn conversions, office-to-residential, church conversions, and more.

Conversion-specific lending Up to 70% of cost Experienced surveyor monitoring
Loan Range
£50,000 – £10,000,000
Terms
6 – 24 months
Apply
£25,000 – £5,000,000

Refurbishment Finance

Short-term finance for light or heavy refurbishment of residential or commercial property before sale or refinance.

Light and heavy refurbishment Funds in tranches Quick completion
Loan Range
£25,000 – £5,000,000
Terms
3 – 18 months
Apply
£50,000 – £10,000,000

Land Finance

Finance for purchasing land with or without planning permission — for development, investment, or long-term holding.

Land with or without planning Up to 70% of land value Short or long-term options
Loan Range
£50,000 – £10,000,000
Terms
6 – 36 months
Apply
£50,000 – £25,000,000

Exit Finance

Refinance your completed development to repay development finance and transition to longer-term, lower-cost funding.

Lower rates than development finance Longer repayment terms Retain properties for rental income
Loan Range
£50,000 – £25,000,000
Terms
1 – 30 years
Apply
£50,000 – £10,000,000

Mezzanine Finance

Second-charge finance that sits behind senior development debt, reducing the equity you need to put into a development project.

Reduces developer equity Sits behind senior debt Flexible terms
Loan Range
£50,000 – £10,000,000
Terms
12 – 36 months
Apply

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