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Cross-Collateralisation

Use multiple properties as security for a single loan, unlocking higher borrowing amounts and better terms.

Loan Range
£100,000 – £25,000,000
Terms
2 – 30 years
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Key Features

  • Multiple properties as security
  • Higher borrowing capacity
  • Potentially better rates
  • Single facility

Eligibility

  • Multiple unencumbered or low-LTV properties
  • Portfolio valuation
  • Clear borrowing purpose

Typical Use Cases

Fund large purchase
Maximise borrowing capacity
Simplify multiple loans
Access better rates

Want to estimate the numbers?

Use our free calculators to model costs before you apply — indicative, instant, no obligation.

Frequently Asked Questions

What are the risks of cross-collateralisation?

All properties are linked as security. If you default, all properties are at risk. Professional advice is essential.

Can I release individual properties later?

Yes, but this requires refinancing or partial repayment, depending on the facility structure.

Ready to apply for Cross-Collateralisation?

Get started with a free, no-obligation consultation.

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