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Mixed-Use Property Finance

Finance for properties with both residential and commercial elements — shops with flats above, or buildings with multiple uses.

Loan Range
£50,000 – £10,000,000
Terms
5 – 25 years
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Key Features

  • Up to 70% LTV
  • Specialist underwriting
  • Flexible repayment options
  • Refinance available

Eligibility

  • Property with mixed commercial and residential use
  • Valuation required
  • Rental or business income

Typical Use Cases

Purchase mixed-use building
Refinance existing property
Invest in high-street property

Want to estimate the numbers?

Use our free calculators to model costs before you apply — indicative, instant, no obligation.

Frequently Asked Questions

What qualifies as mixed-use?

A property that has both commercial space (e.g. a shop) and residential space (e.g. a flat above) qualifies as mixed-use.

Is mixed-use finance different from commercial mortgages?

Mixed-use properties require specialist underwriting due to the dual nature of the property type.

Ready to apply for Mixed-Use Property Finance?

Get started with a free, no-obligation consultation.

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