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Asset & Equipment Finance
Technology Finance
Spread the cost of IT hardware, software, and digital infrastructure over its useful life.
Loan Range
£1,000 – £2,000,000
Terms
1 – 5 years
Decision
24–48 hours
Type
Hardware and software
Key Features
- Hardware and software
- Leasing or hire purchase
- Upgrade at end of term
- Quick approval
Use Cases
- Server infrastructure
- Workstations
- Software licenses
- Network equipment
Eligibility Criteria
UK business
Technology identified for purchase
Documents commonly requested
- Recent business bank statements
- Latest filed accounts and current management information
- Identification and business ownership information
- Evidence supporting the funding purpose
- Property, asset, invoice or contract information where relevant
The exact list depends on the facility and lender. Documents are requested only when relevant to the application.
Important considerations
- Compare the total cost, not only the headline rate
- Understand arrangement, valuation, legal and exit fees where applicable
- Check how repayments affect business cashflow
- Review security, debenture and personal-guarantee requirements
- Consider early repayment and default provisions before signing
How it works
- Tell us about your funding need
- We compare the whole-of-market lender network
- Receive competitive offers tailored to you
- We manage the application to completion
Why use FinanceMyCompany?
- Whole-of-market lender access
- Transparent, fee-clear advice
- Dedicated finance specialist
- Fast, straightforward process
Technology Finance — Frequently Asked Questions
Can I finance software licenses?
Yes, some lenders offer finance for software, particularly for large enterprise licenses.
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Asset Finance
Spread the cost of eligible business assets over an agreed term using an appropriate ownership or leasing structure.
Asset Refinance
Raise capital against eligible assets already owned by the business, subject to valuation and lender assessment.
Sale and Leaseback
Sell an eligible business asset to a funder and lease it back for continued use under agreed terms.