Business Loans
Term funding for eligible business purposes, with secured and unsecured structures available depending on the circumstances.
Key Features
- Fixed or variable rates
- No early repayment penalties on select products
- Funds in as little as 48 hours
- Minimal documentation for approval
Use Cases
- Business expansion
- Equipment purchase
- Staff recruitment
- Marketing investment
- Cashflow management
Eligibility Criteria
Documents commonly requested
- Recent business bank statements
- Latest filed accounts and current management information
- Identification and business ownership information
- Evidence supporting the funding purpose
- Property, asset, invoice or contract information where relevant
The exact list depends on the facility and lender. Documents are requested only when relevant to the application.
Important considerations
- Compare the total cost, not only the headline rate
- Understand arrangement, valuation, legal and exit fees where applicable
- Check how repayments affect business cashflow
- Review security, debenture and personal-guarantee requirements
- Consider early repayment and default provisions before signing
Estimate potential costs
Use the business loan calculator freely before deciding whether to make an enquiry. Results are indicative and are not an offer of finance.
How it works
- Tell us about your funding need
- We compare the whole-of-market lender network
- Receive competitive offers tailored to you
- We manage the application to completion
Why use FinanceMyCompany?
- Whole-of-market lender access
- Transparent, fee-clear advice
- Dedicated finance specialist
- Fast, straightforward process
Business Loans — Frequently Asked Questions
How quickly can I receive funding?
Many business loans complete within 48–72 hours of application, subject to documentation and approval.
Do I need to provide security?
We offer both secured and unsecured options. Unsecured loans up to £250,000 are available for established businesses.
What is a personal guarantee?
A personal guarantee is a legal commitment from a company director to repay the loan if the business cannot.
Ready to explore business loans?
Speak to a specialist and get tailored options from our whole-of-market lender network.
Apply NowRelated business finance
Secured Business Loans
Business funding supported by property or another asset acceptable to the lender.
Unsecured Business Loans
Business borrowing assessed without a specific asset charge, although guarantees may still be requested.
Short-Term Business Loans
A fixed-term facility for a defined short-term requirement, repaid over an agreed period.