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Growth & Corporate Finance

Private Lending

Specialist finance from private lenders for complex or time-sensitive cases.

Loan Range
£25,000 – £10,000,000
LTV
Up to 75%
Terms
1 – 24 months
Decision
3–5 days

Key Features

  • Specialist private lenders
  • Flexible criteria
  • Fast completion
  • Complex cases considered

Use Cases

  • Complex or time-sensitive cases
  • Non-standard property
  • Bridging with non-standard income
  • Quick funding

Eligibility Criteria

Clear exit strategy
Property or asset security
Case-by-case assessment

Documents commonly requested

  • Recent business bank statements
  • Latest filed accounts and current management information
  • Identification and business ownership information
  • Evidence supporting the funding purpose
  • Property, asset, invoice or contract information where relevant

The exact list depends on the facility and lender. Documents are requested only when relevant to the application.

Important considerations

  • Compare the total cost, not only the headline rate
  • Understand arrangement, valuation, legal and exit fees where applicable
  • Check how repayments affect business cashflow
  • Review security, debenture and personal-guarantee requirements
  • Consider early repayment and default provisions before signing

How it works

  • Tell us about your funding need
  • We compare the whole-of-market lender network
  • Receive competitive offers tailored to you
  • We manage the application to completion

Why use FinanceMyCompany?

  • Whole-of-market lender access
  • Transparent, fee-clear advice
  • Dedicated finance specialist
  • Fast, straightforward process

Private Lending — Frequently Asked Questions

What is private lending?

Finance from private individuals or funds rather than traditional banks, offering flexibility for complex cases.

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Free • No obligation

Ready to explore private lending?

Speak to a specialist and get tailored options from our whole-of-market lender network.

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