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Growth & Corporate Finance
Private Lending
Specialist finance from private lenders for complex or time-sensitive cases.
Loan Range
£25,000 – £10,000,000
LTV
Up to 75%
Terms
1 – 24 months
Decision
3–5 days
Key Features
- Specialist private lenders
- Flexible criteria
- Fast completion
- Complex cases considered
Use Cases
- Complex or time-sensitive cases
- Non-standard property
- Bridging with non-standard income
- Quick funding
Eligibility Criteria
Clear exit strategy
Property or asset security
Case-by-case assessment
Documents commonly requested
- Recent business bank statements
- Latest filed accounts and current management information
- Identification and business ownership information
- Evidence supporting the funding purpose
- Property, asset, invoice or contract information where relevant
The exact list depends on the facility and lender. Documents are requested only when relevant to the application.
Important considerations
- Compare the total cost, not only the headline rate
- Understand arrangement, valuation, legal and exit fees where applicable
- Check how repayments affect business cashflow
- Review security, debenture and personal-guarantee requirements
- Consider early repayment and default provisions before signing
How it works
- Tell us about your funding need
- We compare the whole-of-market lender network
- Receive competitive offers tailored to you
- We manage the application to completion
Why use FinanceMyCompany?
- Whole-of-market lender access
- Transparent, fee-clear advice
- Dedicated finance specialist
- Fast, straightforward process
Private Lending — Frequently Asked Questions
What is private lending?
Finance from private individuals or funds rather than traditional banks, offering flexibility for complex cases.
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