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Growth & Corporate Finance

Venture Debt

Debt funding for high-growth, venture-backed businesses seeking to extend runway.

Loan Range
£500,000 – £10,000,000
Terms
2 – 5 years
Decision
4–8 weeks
Structure
Debt with warrants

Key Features

  • Debt for venture-backed businesses
  • Extend cash runway
  • Warrants or equity kickers
  • No covenants on select products

Use Cases

  • Extend runway between rounds
  • Fund growth without dilution
  • Bridge to next funding round

Eligibility Criteria

Venture-backed business
Strong growth metrics
Clear path to profitability or next round

Documents commonly requested

  • Recent business bank statements
  • Latest filed accounts and current management information
  • Identification and business ownership information
  • Evidence supporting the funding purpose
  • Property, asset, invoice or contract information where relevant

The exact list depends on the facility and lender. Documents are requested only when relevant to the application.

Important considerations

  • Compare the total cost, not only the headline rate
  • Understand arrangement, valuation, legal and exit fees where applicable
  • Check how repayments affect business cashflow
  • Review security, debenture and personal-guarantee requirements
  • Consider early repayment and default provisions before signing

How it works

  • Tell us about your funding need
  • We compare the whole-of-market lender network
  • Receive competitive offers tailored to you
  • We manage the application to completion

Why use FinanceMyCompany?

  • Whole-of-market lender access
  • Transparent, fee-clear advice
  • Dedicated finance specialist
  • Fast, straightforward process

Venture Debt — Frequently Asked Questions

What is venture debt?

Debt funding for high-growth, venture-backed businesses, typically with warrants attached, used to extend runway between equity rounds.

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