F
Property Finance

Land Finance

Finance for purchasing land with or without planning permission, for development or investment.

Loan Range
£50,000 – £10,000,000
LTV
Up to 70%
Terms
6 – 36 months
Decision
2–4 weeks

Key Features

  • Land with or without planning
  • Up to 70% of land value
  • Short or long-term options
  • Development exit available

Use Cases

  • Purchase development land
  • Strategic land acquisition
  • Self-build plots
  • Agricultural land

Eligibility Criteria

Identified land for purchase
Planning status (or plans to obtain)
Clear strategy for land use
Exit strategy

Documents commonly requested

  • Recent business bank statements
  • Latest filed accounts and current management information
  • Identification and business ownership information
  • Evidence supporting the funding purpose
  • Property, asset, invoice or contract information where relevant

The exact list depends on the facility and lender. Documents are requested only when relevant to the application.

Important considerations

  • Compare the total cost, not only the headline rate
  • Understand arrangement, valuation, legal and exit fees where applicable
  • Check how repayments affect business cashflow
  • Review security, debenture and personal-guarantee requirements
  • Consider early repayment and default provisions before signing

How it works

  • Tell us about your funding need
  • We compare the whole-of-market lender network
  • Receive competitive offers tailored to you
  • We manage the application to completion

Why use FinanceMyCompany?

  • Whole-of-market lender access
  • Transparent, fee-clear advice
  • Dedicated finance specialist
  • Fast, straightforward process

Land Finance — Frequently Asked Questions

Can I get finance for land without planning?

Yes, but rates will be higher and LTV lower. Finance becomes cheaper once planning is obtained.

F
Free • No obligation

Ready to explore land finance?

Speak to a specialist and get tailored options from our whole-of-market lender network.

Apply Now