F
Property Finance
Portfolio Finance
A single facility funding across multiple investment properties for portfolio landlords.
Loan Range
£100,000 – £25,000,000
LTV
Up to 75%
Terms
2 – 30 years
Decision
4–8 weeks
Key Features
- Whole portfolio lending
- Cross-collateralisation options
- Single facility for multiple properties
- Portfolio valuation
Use Cases
- Portfolio expansion
- Refinance entire portfolio
- Release equity for new purchases
- Consolidate multiple mortgages
Eligibility Criteria
Multiple property portfolio
Experienced property investor
Portfolio rental income assessment
Documents commonly requested
- Recent business bank statements
- Latest filed accounts and current management information
- Identification and business ownership information
- Evidence supporting the funding purpose
- Property, asset, invoice or contract information where relevant
The exact list depends on the facility and lender. Documents are requested only when relevant to the application.
Important considerations
- Compare the total cost, not only the headline rate
- Understand arrangement, valuation, legal and exit fees where applicable
- Check how repayments affect business cashflow
- Review security, debenture and personal-guarantee requirements
- Consider early repayment and default provisions before signing
How it works
- Tell us about your funding need
- We compare the whole-of-market lender network
- Receive competitive offers tailored to you
- We manage the application to completion
Why use FinanceMyCompany?
- Whole-of-market lender access
- Transparent, fee-clear advice
- Dedicated finance specialist
- Fast, straightforward process
Portfolio Finance — Frequently Asked Questions
What is the minimum portfolio size?
We work with portfolios of 3 or more properties. Whole-portfolio lending suits 5+ property portfolios.
F
Free • No obligation
Ready to explore portfolio finance?
Speak to a specialist and get tailored options from our whole-of-market lender network.
Apply NowRelated property finance
Commercial Mortgages
Longer-term finance for purchasing or refinancing eligible owner-occupied or investment commercial property.
Semi-Commercial Mortgages
Mortgages for mixed commercial and residential properties requiring specialist underwriting.
Buy-to-Let Finance
Finance for purchasing residential investment property to let, with rental income considered for affordability.
