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Property Finance

Portfolio Finance

A single facility funding across multiple investment properties for portfolio landlords.

Loan Range
£100,000 – £25,000,000
LTV
Up to 75%
Terms
2 – 30 years
Decision
4–8 weeks

Key Features

  • Whole portfolio lending
  • Cross-collateralisation options
  • Single facility for multiple properties
  • Portfolio valuation

Use Cases

  • Portfolio expansion
  • Refinance entire portfolio
  • Release equity for new purchases
  • Consolidate multiple mortgages

Eligibility Criteria

Multiple property portfolio
Experienced property investor
Portfolio rental income assessment

Documents commonly requested

  • Recent business bank statements
  • Latest filed accounts and current management information
  • Identification and business ownership information
  • Evidence supporting the funding purpose
  • Property, asset, invoice or contract information where relevant

The exact list depends on the facility and lender. Documents are requested only when relevant to the application.

Important considerations

  • Compare the total cost, not only the headline rate
  • Understand arrangement, valuation, legal and exit fees where applicable
  • Check how repayments affect business cashflow
  • Review security, debenture and personal-guarantee requirements
  • Consider early repayment and default provisions before signing

How it works

  • Tell us about your funding need
  • We compare the whole-of-market lender network
  • Receive competitive offers tailored to you
  • We manage the application to completion

Why use FinanceMyCompany?

  • Whole-of-market lender access
  • Transparent, fee-clear advice
  • Dedicated finance specialist
  • Fast, straightforward process

Portfolio Finance — Frequently Asked Questions

What is the minimum portfolio size?

We work with portfolios of 3 or more properties. Whole-portfolio lending suits 5+ property portfolios.

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Free • No obligation

Ready to explore portfolio finance?

Speak to a specialist and get tailored options from our whole-of-market lender network.

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