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Tax & Specialist Finance

Insurance Premium Finance

Spread business insurance premiums over monthly payments rather than paying upfront.

Loan Range
£500 – £250,000
Terms
3 – 12 months
Decision
Immediate
Use
Business insurance premiums

Key Features

  • Spread premiums over monthly payments
  • No upfront lump sum
  • Immediate approval
  • Protect cashflow

Use Cases

  • Business insurance
  • Liability insurance
  • Property insurance
  • Fleet insurance

Eligibility Criteria

UK registered business
Insurance policy identified

Documents commonly requested

  • Recent business bank statements
  • Latest filed accounts and current management information
  • Identification and business ownership information
  • Evidence supporting the funding purpose
  • Property, asset, invoice or contract information where relevant

The exact list depends on the facility and lender. Documents are requested only when relevant to the application.

Important considerations

  • Compare the total cost, not only the headline rate
  • Understand arrangement, valuation, legal and exit fees where applicable
  • Check how repayments affect business cashflow
  • Review security, debenture and personal-guarantee requirements
  • Consider early repayment and default provisions before signing

How it works

  • Tell us about your funding need
  • We compare the whole-of-market lender network
  • Receive competitive offers tailored to you
  • We manage the application to completion

Why use FinanceMyCompany?

  • Whole-of-market lender access
  • Transparent, fee-clear advice
  • Dedicated finance specialist
  • Fast, straightforward process

Insurance Premium Finance — Frequently Asked Questions

How is the premium paid?

The lender pays the full premium to the insurer, and you repay the lender in monthly instalments.

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Free • No obligation

Ready to explore insurance premium finance?

Speak to a specialist and get tailored options from our whole-of-market lender network.

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