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Tax & Specialist Finance
Insurance Premium Finance
Spread business insurance premiums over monthly payments rather than paying upfront.
Loan Range
£500 – £250,000
Terms
3 – 12 months
Decision
Immediate
Use
Business insurance premiums
Key Features
- Spread premiums over monthly payments
- No upfront lump sum
- Immediate approval
- Protect cashflow
Use Cases
- Business insurance
- Liability insurance
- Property insurance
- Fleet insurance
Eligibility Criteria
UK registered business
Insurance policy identified
Documents commonly requested
- Recent business bank statements
- Latest filed accounts and current management information
- Identification and business ownership information
- Evidence supporting the funding purpose
- Property, asset, invoice or contract information where relevant
The exact list depends on the facility and lender. Documents are requested only when relevant to the application.
Important considerations
- Compare the total cost, not only the headline rate
- Understand arrangement, valuation, legal and exit fees where applicable
- Check how repayments affect business cashflow
- Review security, debenture and personal-guarantee requirements
- Consider early repayment and default provisions before signing
How it works
- Tell us about your funding need
- We compare the whole-of-market lender network
- Receive competitive offers tailored to you
- We manage the application to completion
Why use FinanceMyCompany?
- Whole-of-market lender access
- Transparent, fee-clear advice
- Dedicated finance specialist
- Fast, straightforward process
Insurance Premium Finance — Frequently Asked Questions
How is the premium paid?
The lender pays the full premium to the insurer, and you repay the lender in monthly instalments.
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Free • No obligation
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