Invoice Discounting
Invoice funding where the business normally retains responsibility for its sales ledger and credit control.
Key Features
- Confidential — customers unaware
- You retain credit control
- Funds within 24 hours
- Scales with turnover
Use Cases
- Maintain customer relationships
- Improve cashflow discreetly
- Fund growth
Eligibility Criteria
Documents commonly requested
- Recent business bank statements
- Latest filed accounts and current management information
- Identification and business ownership information
- Evidence supporting the funding purpose
- Property, asset, invoice or contract information where relevant
The exact list depends on the facility and lender. Documents are requested only when relevant to the application.
Important considerations
- Compare the total cost, not only the headline rate
- Understand arrangement, valuation, legal and exit fees where applicable
- Check how repayments affect business cashflow
- Review security, debenture and personal-guarantee requirements
- Consider early repayment and default provisions before signing
Estimate potential costs
Use the invoice finance calculator freely before deciding whether to make an enquiry. Results are indicative and are not an offer of finance.
How it works
- Tell us about your funding need
- We compare the whole-of-market lender network
- Receive competitive offers tailored to you
- We manage the application to completion
Why use FinanceMyCompany?
- Whole-of-market lender access
- Transparent, fee-clear advice
- Dedicated finance specialist
- Fast, straightforward process
Invoice Discounting — Frequently Asked Questions
Who collects payments?
You collect payments as normal. The facility is completely confidential.
Ready to explore invoice discounting?
Speak to a specialist and get tailored options from our whole-of-market lender network.
Apply NowRelated business finance
Business Loans
Term funding for eligible business purposes, with secured and unsecured structures available depending on the circumstances.
Secured Business Loans
Business funding supported by property or another asset acceptable to the lender.
Unsecured Business Loans
Business borrowing assessed without a specific asset charge, although guarantees may still be requested.