Invoice Finance
Release an agreed advance against eligible unpaid B2B invoices, subject to the provider’s assessment and facility terms.
Key Features
- Release up to 90% of invoice value
- Funds within 24 hours of issuing invoice
- Selective or whole turnover options
- Confidential facility available
Use Cases
- Improve cashflow
- Fund growth without debt
- Pay suppliers promptly
- Bridge payment term gaps
Eligibility Criteria
Documents commonly requested
- Recent business bank statements
- Latest filed accounts and current management information
- Identification and business ownership information
- Evidence supporting the funding purpose
- Property, asset, invoice or contract information where relevant
The exact list depends on the facility and lender. Documents are requested only when relevant to the application.
Important considerations
- Compare the total cost, not only the headline rate
- Understand arrangement, valuation, legal and exit fees where applicable
- Check how repayments affect business cashflow
- Review security, debenture and personal-guarantee requirements
- Consider early repayment and default provisions before signing
Estimate potential costs
Use the invoice finance calculator freely before deciding whether to make an enquiry. Results are indicative and are not an offer of finance.
How it works
- Tell us about your funding need
- We compare the whole-of-market lender network
- Receive competitive offers tailored to you
- We manage the application to completion
Why use FinanceMyCompany?
- Whole-of-market lender access
- Transparent, fee-clear advice
- Dedicated finance specialist
- Fast, straightforward process
Invoice Finance — Frequently Asked Questions
Will my customers know I am using invoice finance?
Confidential invoice discounting is available, so your customers will not be aware.
What happens if my customer does not pay?
We offer both recourse and non-recourse facilities. Non-recourse includes bad debt protection.
Ready to explore invoice finance?
Speak to a specialist and get tailored options from our whole-of-market lender network.
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