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Business Finance
Revolving Credit Facilities
Flexible borrowing you can draw down, repay, and reuse as needed — only paying for what you use.
Facility Size
£10,000 – £500,000
Terms
Ongoing / revolving
Decision
24–48 hours
Security
Unsecured available
Key Features
- Draw down only what you need
- Pay interest on used balance only
- Repay and redraw
- No arrangement fee on select products
Use Cases
- Seasonal cashflow management
- Bridging payment gaps
- Opportunistic purchasing
Eligibility Criteria
UK registered business
12+ months trading
Minimum turnover £100,000
Documents commonly requested
- Recent business bank statements
- Latest filed accounts and current management information
- Identification and business ownership information
- Evidence supporting the funding purpose
- Property, asset, invoice or contract information where relevant
The exact list depends on the facility and lender. Documents are requested only when relevant to the application.
Important considerations
- Compare the total cost, not only the headline rate
- Understand arrangement, valuation, legal and exit fees where applicable
- Check how repayments affect business cashflow
- Review security, debenture and personal-guarantee requirements
- Consider early repayment and default provisions before signing
How it works
- Tell us about your funding need
- We compare the whole-of-market lender network
- Receive competitive offers tailored to you
- We manage the application to completion
Why use FinanceMyCompany?
- Whole-of-market lender access
- Transparent, fee-clear advice
- Dedicated finance specialist
- Fast, straightforward process
Revolving Credit Facilities — Frequently Asked Questions
How is interest calculated?
Interest is charged only on the drawn balance, not the full facility limit.
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