Bridging Finance
Short-term, fast finance to bridge the gap between purchasing and selling or refinancing property.
Key Features
- Funds in 5–10 working days
- Up to 75% LTV
- Interest rolled up or monthly
- No early repayment charges
Use Cases
- Auction purchases
- Chain-break bridging
- Property refurbishment before refinance
- Quick completion required
Eligibility Criteria
Documents commonly requested
- Recent business bank statements
- Latest filed accounts and current management information
- Identification and business ownership information
- Evidence supporting the funding purpose
- Property, asset, invoice or contract information where relevant
The exact list depends on the facility and lender. Documents are requested only when relevant to the application.
Important considerations
- Compare the total cost, not only the headline rate
- Understand arrangement, valuation, legal and exit fees where applicable
- Check how repayments affect business cashflow
- Review security, debenture and personal-guarantee requirements
- Consider early repayment and default provisions before signing
Estimate potential costs
Use the bridging finance calculator freely before deciding whether to make an enquiry. Results are indicative and are not an offer of finance.
How it works
- Tell us about your funding need
- We compare the whole-of-market lender network
- Receive competitive offers tailored to you
- We manage the application to completion
Why use FinanceMyCompany?
- Whole-of-market lender access
- Transparent, fee-clear advice
- Dedicated finance specialist
- Fast, straightforward process
Bridging Finance — Frequently Asked Questions
What is an exit strategy?
An exit strategy is how you plan to repay the bridging loan — typically by selling or refinancing the property.
How fast can bridging finance complete?
Bridging can complete in as little as 5–10 working days, depending on valuations and legal work.
Ready to explore bridging finance?
Speak to a specialist and get tailored options from our whole-of-market lender network.
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