Bridging Finance Calculator
Work backwards from the cash required and compare serviced, retained and rolled-up interest. This estimate highlights the difference between the net advance and the gross facility.
Your assumptions
Use the slider or enter an exact value.
Gross facility required
Net advance
Total interest
Total fees and costs
Estimated redemption
Gross LTV
Net LTV
Monthly serviced interest
These results are estimates and do not constitute an offer of finance. Actual rates, fees, terms and eligibility will depend on the applicant, lender assessment, security and full underwriting.
Indicative payment schedule (12 periods)
| Period | Date | Payment | Interest | Capital | Balance |
|---|---|---|---|---|---|
| 1 | — | £0 | £3,656 | £0 | — |
| 2 | — | £0 | £3,656 | £0 | — |
| 3 | — | £0 | £3,656 | £0 | — |
| 4 | — | £0 | £3,656 | £0 | — |
| 5 | — | £0 | £3,656 | £0 | — |
| 6 | — | £0 | £3,656 | £0 | — |
| 7 | — | £0 | £3,656 | £0 | — |
| 8 | — | £0 | £3,656 | £0 | — |
| 9 | — | £0 | £3,656 | £0 | — |
| 10 | — | £0 | £3,656 | £0 | — |
| 11 | — | £0 | £3,656 | £0 | — |
| 12 | — | £0 | £3,656 | £0 | — |
How This Estimate Is Calculated
See What Funding May Be Available
Your calculation is already attached. Add only the details needed for a specialist to review possible options.
No credit search is performed by submitting this form.
Frequently asked questions
Why is the gross facility higher than the cash I receive?
Fees, retained interest, costs and borrowing being redeemed can all sit between the gross loan and the net cash released.
Does the calculator include legal and valuation VAT?
Enter the total costs you expect to pay. Quotes can vary and may include VAT or lender-specific disbursements.
Is the exit fee always charged on the gross loan?
Not always. Lenders may calculate it differently, so the calculator’s percentage assumption should be checked against actual terms.